RiskHaus Insurance Brokers Ltd

WHAT WE OFFER

Our Insurance Services

Comprehensive insurance brokerage and risk management services for individuals, businesses, and corporations across Nigeria.

Corporate Insurance

End-to-end insurance programme design and placement for medium to large corporations, including complex multi-class policies and international placements through Lloyd’s and leading global markets.

Property All RiskBusiness InterruptionDirectors & OfficersTrade CreditSurety Bonds

Retail Insurance

Accessible, affordable personal lines insurance for individuals and families. We compare the full Nigerian market to find the best cover at the most competitive premiums available.

Motor InsuranceHome ContentsPersonal AccidentTravel InsuranceDomestic Servants

Marine Insurance

Specialist marine coverage for importers, exporters, shipping companies, and logistics providers across Nigeria and internationally, with access to global marine markets.

Cargo (All Risks)Hull & MachineryP&I LiabilityFreight LiabilityWar & Strikes

Property Insurance

Comprehensive property protection for residential, commercial, and industrial buildings against fire, flood, storm, burst pipes, malicious damage, and business interruption.

Fire & Special PerilsFlood CoverLandlord InsuranceRent GuaranteeMortgage Protection

Engineering Insurance

Specialist technical insurance for construction, manufacturing, and engineering sectors, covering all project phases from groundbreaking through to operation and ongoing maintenance.

Contractor All RiskErection All RiskMachinery BreakdownElectronic EquipmentAdvanced Loss of Profits

Liability Insurance

Protect your business and personal assets from third-party claims across all industries and risk categories, including specialist professional and management liability covers.

Public LiabilityProduct LiabilityEmployers LiabilityProfessional IndemnityCyber Liability

Group Life & Benefits

Attract and retain top talent with competitive employee benefits packages. We design and manage group life, health, pension, and wellbeing programmes tailored to your workforce.

Group LifeGroup HealthKeyman InsurancePension AdvisoryEmployee Wellbeing

Claims Management

Expert claims advocacy from first notification through to final settlement. Our experienced claims team works exclusively in your interest, handling all insurer communications on your behalf.

24/7 ReportingReal-time TrackingLoss Adjuster LiaisonDispute ResolutionLegal Referral

Risk Advisory

Proactive risk identification and mitigation strategy for businesses seeking to understand and manage their risk profile before losses occur, using industry-leading frameworks and data analytics.

Risk RegistersRisk SurveysBusiness ContinuityRisk CultureGap Analysis

International Placements

For risks requiring capacity beyond the Nigerian market, we access Lloyd’s of London and leading international reinsurers to deliver world-class coverage for complex and high-value exposures.

Lloyd's of LondonReinsurance FrontingPolitical RiskWar RiskTreaty Solutions

WHY USE A BROKER

The RiskHaus Advantage

Unlike going directly to an insurer, RiskHaus works exclusively for you — shopping the entire Nigerian insurance market to find you the best coverage at the most competitive premium.

NAICOM Licensed & Regulated

Fully licensed by the National Insurance Commission, ensuring compliance, accountability and client protection on every engagement.

Works Exclusively For You

As an independent broker, we represent your interests — not the insurers. You get objective, unbiased advice every time.

98% Claims Success Rate

Our dedicated claims advocates fight to ensure every valid claim is settled fairly and promptly. We never abandon a client mid-claim.

Access to the Full Market

We compare all leading Nigerian insurers and international markets to secure the most competitive terms for your specific risk.

Not Sure What You Need?

Speak with one of our specialists for a no-obligation risk consultation and personalised coverage recommendation.

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